The Worst Cover Version Ever

Uch. The worst part is that it’s so sincere.

Maroon 5 tries to cover Oasis

Update: Had to take down the .mp3 file. Ironically enough, so many people took this file that it brought the site down. It’s like 10,000 spoons when all you need is a knife.

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Links o’ Interest

Garfield randomizer

Now that’s just mean. And this takes brass ones.

The people of Walmart

Clever programmers uses PC desktop CD tray to rock baby

Hit and run fail

Make up your mind

Spiderman in court

Trolling is an art. (You have to know internet culture well to get this one.)



The pills are working. A very sad cartoon.

Teaching a friend about the internet

Perfect spinning kick knockout

How hard is sarcasm? Chandler Bing must be a super-genius.

Man leaps into river to escape his wife’s nagging


A cognitive scientist on Who Wants to be a Millionaire.

Race doesn’t matter? Josh Howard vs. Josh Hamilton

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Ted Kennedy

I feel like I should say something. I was a big fan of Kennedys. He lived by his brother’s words “For of those to whom much is given, much is required”. None of the Kennedy’s ever needed to lift a finger for anyone else, they were born with everything. Nevertheless, they all entered public service. Despite their many flaws, each of them left the world a better place for their efforts. Very few of us can say the same.

Today, tens of thousands of mourners are out in Boston. I would not be a bit surprised if there’s another zero on that by the end of the day.

Random Ted Kennedy story: My father was in the same Harvard class as Ted Kennedy. For most of his life he has hated Kennedy with a passion. Not only does he disagree with him politically, but he knows the Kennedy cheated on that Spanish test. Here’s the crazy part: My father (like me) has almost no Boston accent. But whenever he talks about Ted Kennedy it comes back. “That ahshole! That bahstahd!” My father almost never swears either, so it’s doubly funny.

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More about Taxes and Days

tax freedom

cost of gov

If you divide the top graph by the bottom, you get something useful. But I’m not sure what. Something like the government revenue that comes in divided by the money that’s spent? Is the light blue line on the first graph the same as the second graph? I think maybe it is…

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Poker Update

I had a plan going in. Or at least something to work on.

Objective: Play less hands. On the hands I do play, play them more aggressively.

I achieved my objective. It worked well. Every hand I played I felt confident I had the best hand or could bluff the other folks out. I did.

But I didn’t get many cards. I suppose I got fair share of A-J and K-10 sort of hands. But I never saw a pair over an 8, I never had a hand that was an obvious “get all the money in the post” kind of hand. Every time it was a decision. That’s good for practicing poker skills but not for actually winning.

There were two mistakes I made. Near the end I had 10-9 suited in early position. I was thinking that if I raised the blinds I was pretty sure I could steal it. The problem was that the blinds were at 200-400 and I had 2400. So raising would cost me half my stack. I decided to just call. The flop was 10-x-x. I called the 850 all in bet and lost to the 10-J. That knocked me down to 1,200. I was annoyed – if I had trusted my read and raised pre-flop I would have stolen the blinds. Still, tough to risk that much.

The most frustrating part of the night was the pace. We were getting in about 8 hands a round. There is one guy who always forgets to shuffle the deck. It’s not malicious, he’s just a space case and forgets that it’s his job to shuffle the deck after dealing. So we always have to wait. On three different rounds that cost me when the blinds went up due to his delays. Other people weren’t much better. Aimlessly sitting around when they are the dealer, not realizing it’s their turn to bet, etc. It’s one thing if it’s a social talkative night, that’s part of the fun. But this was just annoying. And as small stack, it killed me.

Unlikely hand of the night I was involved in: At 100-200 the blinds are raised to 650. I have A-J. The raiser has been raising a lot and could easily have something weak. I decide to call, hoping to bluff him off post-flop. We get one more caller behind me. The flop is J-x-x. The initial raiser puts in 1,000. I only have 1,700. I still half-think he’s weak, or at least has a worse kicker than me. I push all-in. The player behind us thinks for a long time and finally folds. It turns out that all three of us had A-J. What are the odds? It also shows the kind of night I had. I split the pot and earned the split of the third players money, but I had to earn it. I had to make a tough raise to eke out even a little profit.

Unlikely hand of the night I wasn’t involved in: The two big stacks raise and re-raise each other pre-flop and eventually both of them go all-in. They each had pocket aces.

Now the blinds were at 300-600. I have 1,600 left. I have to make a move before the blinds get to me. In dealer position I have a pair of 8s. Someone else has bet it up to 2,400. Close call for me. If he has two high cards I want to call and play out the coin flip. If he has a higher pair I am screwed. I decide not to risk it, he told me that he had two high cards. Dang. A few hands later I went all-in with Q-9. I felt like I had no choice. I was called by A-7 and got knocked out.

Oh well, that’s how it goes. It was a fun night. For the most part I thought I played well. Heck, throw in one more strong hand and I would have had enough chips to start making a difference.

Tonight: -$20

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Unneeded Quotes 2

Why is roof access in quotes?

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Our New Credit Card

We’ve had the Delta American Express Card since 2001. We’re done with it.The rewards it gives are frequent flyer miles, one per dollar spent. That’s not good enough. Why?

  • We don’t always fly Delta anymore. We fly AirTran a lot.
  • Miles aren’t easily transferable. Mrs. Muttrox and I have separate ledgers based on our individual spending with the card. Trying to move miles around is logistically hard, requires a lot of lead time, and costs extra money.
  • It’s incredibly hard to redeem miles. They restrict the number of seats available. Cashing in a free flight is essentially impossible unless you are willing to fly at 3 am, or pay yet more money.
  • We want to be able to use reward points more flexibly. We do fly a lot, but since other programs allow you frequent flyer miles as well as other rewards, why not use those?

It was time for a new card. The last time I tried to cash in miles started the ball rolling. My Vegas trip in March cost almost as much as if I had paid the normal fee. I was finally triggered to take action by an interesting article in the New York Times that had some specific suggestions. I sat down to figure out what we wanted in a new credit card.

What were the criteria?

  • One of the majors: Visa or American Express. (I’ve had a MasterCard for 20 years, no reason to have two credit cards from the same group.)
  • No annual fee
  • We don’t care about APR or balance transfer rates. We pay in full every month, and always will.
  • Very flexible rewards redemption. There’s nothing more flexible than cash.
  • A high rate of rewards. The standard is 1% or 1 mile for every dollar spent. We wanted to beat that.

Capital One sucked. Their offers are all based around APR rates, terrible rewards program. Starwood Preferred Guest is a good program but wasn’t for us. It has a $45 annual fee and the rewards are all based around hotel rooms. We don’t stay at hotels much. It came down to two programs.

  • The Costco American Express TrueEarnings card:3% cash back for gas and restaurants, 2% for travel, 1% for everything else. Because we’re Costco members already there is no annual fee. Straightforward and generous.
  • American Express Blue Cash Card: The terms are a bit more complicated. On the first $6,500 a year spent, you get 1% back on groceries and gas and 0.5% on everything else. Not very good. But after $6,500 you get 5% back on groceries and gas and 1.25% on everything else, which is very good.

The next stop was This is a personal finance site. They make most of their money by making you offers on financial products like credit cards. The neat part is that they already know your financial situation. They can make recommendations based on true knowledge of your spending patterns. Sure enough, once I filtered out the “sponsored listings” I was left with the same two choices as before. Because it knows what I spend my money on it can make informed estimates of how much I can expect to save with each one. Costco came out barely on top. But I didn’t trust their numbers. I ran my own.

After 10 minutes of furious scribbling, I decided that the BlueCash card would have an approximate 1.6% rewards rate, and the Costco card would have a 1.4%. However, that was highly dependent on how much spending we did every month. Which is highly variable for us. With only slightly different assumption the Costco card looked better. And frankly, we like Costco. That’s what we applied for, our new cards should be here in a couple weeks.

What do you use for your credit card? And why?

Update: We’re approved.

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“All the Help the Law Allows”

That’s the slogan of Joel and Associates.


Aren’t lawyers required to give you all the help the law allows? If a lawyer were to give you less than what the law allows, couldn’t they be disbarred?

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